An IBAN (short for ‘’International Bank Account Number’’) is your unique bank account number and is used for international bank transfers. It consists of the country code, two check digits and your bank account number.
A SWIFT or BIC code is used to identify the financial institution, its geographical location and its particular branch. You can think of it as a global registry for the banks.
You might not have seen these numbers before, but you do have them and both numbers can be found on a bank statement. These numbers are also readily available for you on your personal banking site.